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← All states·Updated July 1, 2026

Florida tipped minimum wage (2026)

Florida sets a tipped cash wage of $10.98/hr — above the federal $2.13 — with employers allowed to count up to $3.02/hr of your tips toward the $14.00/hr minimum.

Cash wage (minimum)
$10.98
what your employer must pay per hour, before tips
Max tip credit
$3.02
tips can count this far toward the minimum
Full minimum wage
$14.00
cash + tips must reach at least this

Note: The Florida minimum wage is scheduled to increase by $1.00 every year on September 30th until reaching $15.00 on September 30, 2026.

How Florida compares

At $10.98/hr, Florida ranks 9th of the 47 states with a single published tipped cash wage. No other state pays tipped workers exactly $10.98/hr.

Tips have to cover 22% of your $14.00/hr minimum here. On a shift where they don't, the shortfall is your employer's to pay — but only if you can show what you actually made.

Thirty hours on the schedule guarantees $329.40 before tips, $265.50 more than the same week would guarantee under the federal $2.13 floor.

Nearest rates on either side: Minnesota at $11.41 and District of Columbia at $10.30.

Florida pays at least as much as every state it borders (Alabama $2.13, Georgia $2.13), so crossing a state line does not raise your base wage.

What's different about tipped work in Florida

Florida's $3.02 tip credit is fixed in the state constitution and is not indexed, so every dollar the full minimum has gained since 2021 has landed in tipped workers' cash wage — from $5.54 up to $11.98.

Where it's heading: On September 30, 2026 the state minimum reaches $15.00 and the tipped cash wage $11.98 — the last of the fixed $1.00 steps set by Amendment 2 in 2020. From September 2027 the rate is adjusted annually for inflation (CPI-W, South region).

The number that actually matters

Official wage tables lean on reported pay and miss most cash tips, so your real hourly — cash plus card, minus tip-out — lives only in your own records. That's the number that tells you whether a shift was worth it, and the one you'll need at tax time.

Simulate a Florida shift

Legal minimums are the floor. Enter a real shift — your actual hourly is what decides whether the night was worth it.

Example amounts to start. Enter your actual base wage and shift, including paid sidework time.

Your hourly earnings before tax
$47.90/hr
base pay + tips − tip-out, ÷ hours actually worked
Tips after tip-out$240.00
Total earned this shift$311.37

This is earnings before taxes and other payroll deductions, not cash paid out tonight. Include each tip once, even when card tips arrive later through payroll.

Use your actual base wage from your pay record. The starting value is only an example. This calculator does not determine the minimum wage required for your job.

Quick answers

What is the tipped minimum wage in Florida?+

Employers in Florida must pay tipped workers a cash wage of at least $10.98/hr, and tips must bring total pay to at least $14.00/hr. Figures as of July 1, 2026 (US DOL).

Can my Florida employer take a tip credit?+

Yes, up to $3.02/hr — but only if your tips actually cover the gap. If they don't, the employer must make up the difference.

What if my tips don't reach the full minimum wage?+

Federal law (FLSA) requires your employer to make up the difference whenever cash wage + tips falls below the applicable minimum wage for the pay period. Track every shift so you can prove a shortfall.

Source: U.S. DOL Wage and Hour Division (July 1, 2026). Federal floor: $2.13 cash / $7.25 total. Not legal advice — local ordinances (city minimum wages) may set higher rates.

Compare with other states

Working out what a shift actually paid you? Run it through the tips-to-hourly calculator — base pay plus tips, minus tip-out, divided by the hours you really worked.

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